Ask the Experts: Insurance Insights for Fleets: A Q&A with Industry Experts

Fleet operators today face rising costs, a worsening driver shortage, and evolving risks, which all influence insurance needs. In our guide Insurance Insights for Fleets: A Q&A with Industry Experts, Jennifer Hopson and Julian Pryke from Munich Re Specialty offer practical strategies for trucking risk management using these challenges through smarter commercial truck coverage. 

In it, you’ll discover:

• Fleet Insurance in a Volatile Market: Understand how tariffs and inflation are impacting equipment and repair costs and why fleets need to regularly review coverage limits. 
• The Driver Shortage Impact: Learn how the driver shortage is reshaping insurability and how flexible underwriting can help fleets onboard newer drivers without compromising safety or coverage.
• Cargo Theft Prevention: Explore how cargo insurance differentiates between theft, fraud, and collusion, and why reviewing policy wording and considering crime coverage is essential to fully protect goods in transit.
• Telematics and Fleet Safety: See how advanced driver-assistance systems along with comprehensive maintenance programs can lower risk profiles, improve driver accountability and potentially reduce premiums over time.
• Customized Trucking Risk Management: Discover how insurers are partnering with fleets to tailor deductibles, analyze safety data, and build effective solutions to ensure fleets get the coverage they need.